支付寶VS微信支付，無現(xiàn)金化戰(zhàn)爭誰能勝利？

由雕龍文庫 分享時間：2024-03-02 11:26:25 收藏本文

As the concept of “going cashless” heats up in Chinese society, the country’s two leading mobile payment giants, WeChat Pay and Alipay, have pushed out marketing campaigns to further promote their respective payment apps to be the top destination for Chinese consumers looking to settle their cashless deals.

隨著中國“無現(xiàn)金化”概念的升溫，中國移動支付領(lǐng)域的兩大巨頭微信支付和支付寶推出了市場營銷活動來進一步推廣它們各自的支付應用軟件，以期成為中國消費者進行無現(xiàn)金交易的首選軟件。

On July 31, Alipay (under Alibaba Group) announced that it was naming the week beginning August 1 “Cashless Week”; on the same day, WeChat Pay (under Tencent Holdings) picked one day—August 8—and declared it “Cashless Day,” and also nicknamed the entire month “Cashless Month.”

7月31日，阿里巴巴旗下的支付寶宣布把八月第一周定為“無現(xiàn)金周”；同一天騰訊旗下的微信支付把8月8日定為“無現(xiàn)金日”，并把整個八月稱為“無現(xiàn)金月”。

During the campaign period, both apps provide consumers with a massive amount of “real money” incentives (offered by Alibaba, Tencent and merchants who work with them) in order to reward them for going cashless shopping and, most importantly, for settling deals with their apps.

在該活動期間，兩款支付軟件都為消費者提供了大量“實價貨幣”獎勵金（這些獎勵金是由阿里巴巴、騰訊以及它們的合作商家提供的）以鼓勵他們進行無現(xiàn)金購物，最重要的是用它們的應用軟件進行交易。

Alipay users who spend at least two yuan per deal between August 1-3 have the chance to be rewarded with 0.88 – 4,888 yuan (roughly $0.13 – $728). These rewards are accumulative and can be used in the future. In addition, if people use the app to pay more than once each day during the campaign period, they can enter the lottery to receive a random portion of 18,888 grams of gold.

在8月1日~8月3日期間每筆交易至少支付兩元的支付寶用戶有機會獲得0.88~4888元獎勵金（大約0.13美元~728美元）。這些獎勵金可以累積，并用于以后的交易。此外，活動期間如果有人每天使用應用軟件進行一次以上的交易，他們還可以從18888克黃金獎池中抽獎，隨機獲得一份黃金獎勵。

Alipay associates the concept of “going cashless” with sustainability, touting the spending behavior to be supportive of the low carbon movement. To further promote the event, it invites many key opinion leaders (KOLs), including the popular teenage boyband TFboys, and frequently engages with Weibo users.

支付寶將“無現(xiàn)金化”概念與可持續(xù)性聯(lián)系在一起，標榜這種消費行為是對低碳運動的支持。為了進一步推廣該活動，支付寶還邀請了流行少年男團TFboys等眾多關(guān)鍵的意見領(lǐng)袖做代言人，并時常與微博用戶互動。

WeChat Pay, on the other hand, relies heavily on its social network to promote the cashless trend on WeChat. This time, it allows users to share the incentives they gather to friends in the form of red envelopes, coupons and more. Furthermore, merchants working with Tencent can also distribute coupons and rewards through the mini app programs. All money that is collected by users is also accumulative.

微信則主要依靠其社交網(wǎng)絡(luò)（微信朋友圈）來推廣其無現(xiàn)金交易方式。這次活動，微信用戶可以通過紅包、優(yōu)惠券以及其他方式向朋友分享獎勵金，而且與騰訊合作的商家也可以通過小程序發(fā)放優(yōu)惠券和獎勵金。用戶收到的所有的錢都是可以累積的。

Currently, more than 80 percent of Chinese consumers use Alipay as the primary mobile payment app in China, according to a recent survey. WeChat Pay’s adoption rate is only 25 percent, followed by UnionPay at 20 percent. It remains to be seen if WeChat Pay can catch up with its social media strength.

最近的一份調(diào)查顯示，目前中國有80%的消費者把支付寶作為主要的移動支付工具。使用微信支付的比例僅為25%，其次是占20%的銀聯(lián)支付。微信支付是否能跟上其社交媒體發(fā)展的勢頭還有待觀察。